Unified Support Association Membership

---

As a member of the Unified Support Association, you are part of the New York State United Teachers (NYSUT) family. This affiliation grants you access to NYSUT Member Benefits, a comprehensive suite of programs designed to save you money, protect your family, and help you plan for the future.

Below is an overview of the exclusive services available to you.

Maximizing your membership means accessing exclusive savings on the things you buy every day.

• Daily Essentials: Through MB Discounts & Deals, members can access savings on groceries, food delivery services, clothing, and shoes.
• Car Maintenance: Save on routine vehicle maintenance, including oil changes and car repairs at participating locations.
• Home Energy: Save on heating oil and service plans through Heat USA, or access propane services with no rental fees through Tankfarm.
• MB Discounts & Deals: Access the nation's largest private discount network with savings of up to 50% at over 850,000 locations worldwide.
• Major Purchases:
  • Purchasing Power: Buy brand-name computers, electronics, and appliances and pay over time via payroll deduction or ACH.
  • Buyer’s Edge, Inc.: Best-price guarantees on furniture, vehicles, and major appliances.
  • Bose: Save 15% on premium audio equipment with a unique member code.
• Travel & Entertainment:
  • Vacations: Wholesale rates on hotels, flights, and car rentals (Avis, Budget, Enterprise, Hertz, National).
  • Fun: Discounts for theme parks (Disney World, Universal Orlando, Sesame Place), movie tickets, sporting events, and ski rentals.
  • Travel Assistance (Free): Coordination services for medical or legal emergencies while traveling.

Support for your physical and mental well-being, as well as caregiving resources.

• Premium Calm Service (Free): In-service members get unlimited access to the full library of content at Calm.com and the Calm app for meditation, sleep, and relaxation.
• Vision & Dental: Competitively priced dental coverage (MetLife) and vision plans (Davis Vision) to help cover routine exams and corrective lenses.
• Hearing Care:
  • TruHearing: Access premium hearing aids at significantly discounted rates (ranging from $499 to $1,799per device) and a $0 comprehensive hearing exam.
• Peer Support Line (Free): A confidential helpline staffed by Rutgers University Behavioral Health Care to provide answers, resources, and empathetic support.
• YourCare360 (Free): Online resources and consultants to assist with long-term caregiving and evaluating family needs.
• Medical Alerts: Save up to 40% on Connect America medical alert systems for independence and safety.

Whether you are managing debt, saving for a home, or planning for retirement, these tools help maximize your financial health.

• Banking & Mortgages:
  • Synchrony Bank: Enjoy preferred rates on savings products like CDs and money market accounts.
  • UnionDirect Mortgage Discount Program: Save up to $2,700 on lender fees and closing costs for purchasing or refinancing a home.
• Financial Learning Center (Free): Powered by Kiplinger’s Personal Finance, this platform offers articles and tools to help you master investing, savings, and insurance.
• Student Loan Center (Free): Manage student debt by speaking with a counselor from Cambridge Credit Counseling or using the Cambridge Student Loan Portal.
• Financial Counseling: Access unbiased financial planning assistance with a financial planner from Stacey Braun Associates.
• Debt Management: Free expert credit counseling and discounted debt management services from Cambridge Credit Counseling.

Protect yourself and your assets with group rates and union-exclusive policies.

• Auto, Home & Property: Special group rates for auto, home, renter's, boat, and motorcycle insurance through Farmers GroupSelect.
• Legal Services:
  • Legal Service Plan: Access a national network of attorneys for personal legal matters provided by Feldman, Kramer & Monaco, P.C. Benefits include a Simple Will, Power of Attorney, and Living Will at no additional charge.
  • Legal Assistance Plan (Free for eligible members): Limited legal assistance available specifically for members in a non-full dues or split dues category.
• Accidental Death & Dismemberment (AD&D) (Free): All in-service and retiree members are automatically provided with a $5,000 AD&D benefit.
• Life Insurance:
  • New Member Policy (Free): New members may be eligible for a free $25,000 term life policy for one year.
  • Term & Universal Life: Voluntary coverage options from MetLife and Transamerica (WrapPlan II) to protect your family.
• Disability Insurance: Income replacement benefits from MetLife to help cover expenses if you are unable to work.
• Pet Insurance: Plans from Nationwide to help cover veterinary costs for accidents and illnesses.

Visit NYSUT Member Benefits and create an account using your NYSUT ID number.

We also recommend downloading the MB Deals Mobile App to access savings on the go.

Download the MB Discounts & Deals iPhone app.

Download the MB Discounts & Deals Android app.

As an affiliate of the National Education Association (NEA), your membership extends beyond New York State. You have access to NEA Member Benefits, a national portfolio of programs designed to support educators with exclusive savings, financial tools, and insurance protection.

From daily essentials to dream vacations, use your national buying power to save.

• NEA Travel Program:
  • Travel Dollars: New users receive $500 Travel Dollars just for enrolling to use like cash towards vacation costs.
  • Savings: Save up to 60% on hotels, resorts, and cruises when using Travel Dollars.
  • Bookings: Access wholesale pricing on rental cars, flights, and guided tours. You also earn $100 Travel Dollars for every flight booked through the portal.
• NEA Discount Marketplace:
  • Costco Membership: Join as a new member and receive a Digital Costco Shop Card (up to $40 for Executive memberships).
  • Tickets: Save up to 40% on tickets to theme parks (Disney World, Universal Studios), Broadway shows, movie theaters (AMC), and sporting events.
• Auto Buying Program: Get upfront, guaranteed member pricing online before you visit the dealer. Members have historically saved an average of over $3,000 off MSRP on new vehicles.
• NEA Wireless Program: Save on monthly cell phone bills with Consumer Cellular. Families can receive up to $200 off their first year of service.

Tools to help you manage debt, build credit, and save for the future.

• NEA Student Debt Navigator (Free): This tool, available at no cost to members for one year, analyzes your student loans to find forgiveness programs and income-driven repayment plans. It also e-files your paperwork to prevent errors and handles annual recertification.
• NEA Smart Money:
  • Cash Rewards Credit Card: Earn 6% cash back in your choice of category (like gas, online shopping, or dining) for the first year – double the standard rate.
  • Personal Loans: Loans with fixed rates and no origination or application fees to help consolidate high-interest debt.
• Retirement Planning: Access the Retirement Income Calculator to see if you are on track, or work with vetted financial professionals for 403(b) and IRA planning.

Coverage designed specifically for the needs of education professionals.

• Complimentary Life Insurance (Free):
  • New Members: Eligible new members receive $15,000 of term life insurance for their first 12 months at no cost.
  • Active Members: All eligible active members receive $1,000 of term life coverage, up to $5,000 in Accidental Death & Dismemberment (AD&D) benefits, and up to $150,000 in coverage for unlawful homicide while on the job.
• NEA Auto & Home Insurance: Drivers can save an average of $611 on auto insurance policies from Travelers, with special features like summer/holiday skip payment options.
• Pet Insurance: Plans available to cover dogs and cats, with reimbursement levels up to 90% on eligible veterinary bills.
• Hospital Care & Disability: Supplemental health plans to help cover out-of-pocket costs during hospital stays or if you are unable to work due to illness.

Resources to support your career and classroom.

• NEA Magazine Service: Save up to 85% on cover prices for over 800 magazine titles for your classroom or personal reading.
• Legal Services: The Educators Employment Liability (EEL) program provides up to $1 million in liability insurance for civil proceedings arising out of your educational employment activities.

Visit NEA Member Benefits to register. You will need to create an account to view specific pricing and access the Travel Dollars and Student Debt Navigator tools.